Financial Planning September 2016

A once-reliable spring of retirement proceeds has all but dried up. Here’s how planners are making sure clients have alternatives.

What do historically low interest rates mean for clients’ retirement savings — and their advisers?

Clients are hesitant to invest more in the face of global upheaval, advisers say, citing the recent coup attempt in Turkey, terrorist attacks and the outcome of the U.S. election.

Here’s a self-assessment exercise to help you determine where you are on the path to professionalism.

No adviser alone can be an expert for all clients' needs. Here’s how to build a network of fellow professionals, influencers and experts.

Is it time to try for another target market? Or just become a generalist? Forsaking current branding and marketing should not be taken lightly.

Planners born since the 1980's are looking for tech advancement, structure and other key characteristics at their workplaces.

Planners may be called on to invest assets within a client’s trust, but the ability to do so can vary greatly. What's more, the election outcome could eliminate some trusts altogether.

Knowing how and when to withdraw can save clients big in their golden years.

The four questions that can determine if a hike is in order.

There’s one goof every adviser should take extra precautions to avoid: being careless about those IRA beneficiary forms.

Just about everyone in financial services wants to offer these retirement planning advice to wealthier boomers, but this firm rises to the top, says Tech Tools' columnist Joel Bruckenstein.

FIAs may generate upside with limited downside, a package that appeals to some advisers and clients — as long as some hurdles can be cleared.

The freedom to choose a more conservative retirement model is predicated on using a lower withdrawal rate.

A younger adviser sees the benefits in working side-by-side with technology.