Financial Planning October 2016

When advisers blend behavioral finance approaches with data insights, it makes them even more valuable.

Data can be used to show clients in real time how big purchases undermine their portfolio planning. If my adviser had such access, would I still book that trip to Cuba?

Clients are becoming less cautious about upping allocations to developed international and emerging market stocks, planners report.

The profession might be consolidating but solo advisers will survive and thrive, says columnist Bob Veres.

To get from where you are today (even if that’s a pretty nice place) to where you truly want to be, you need a system.

What it really takes to transition your practice.

It’s tough for advisers such as Kimberly Foss to convince prospects that there’s room for indexing in portfolios. Here’s how she gets them on board.

Breaking down the benefits and red flags of the industry's leading acquirers.

The IRS has proposed regulations that could reduce or eliminate valuation discounts for the wealthy by the end of the year.

Given retirees’ unease about the future, spending down principal can prove a curious challenge.

"I have a terminal illness." "My daughter is in rehab." How planners can respond to disturbing comments or questions.

Because community property law can dictate who gets an IRA after death, it must be taken into account when a client names a beneficiary.

TDFs allow advisers to help create a retirement glide path, but selecting the right fund for the right path can be a challenge.

Raw performance grabs headlines, but highlighting the benefits of diversification is more beneficial for those who react poorly during periods of market volatility.

Like many planners, Shane Larson never received any training in psychology. Now he finds using basic counseling skills can help make relationships with his clients stronger.