For retirement in the United States, 2022 was a year of change. New laws and updates to old ones rewrote the rules for how Americans save. Government agencies raised limits for 401(k) contributions and lowered Medicare premiums. And through it all, the age at which Americans retire and the tools they use to do it shifted in unexpected ways.
As a new year approaches, here's a look at the changes that were set into motion in 2022 and will reverberate through 2023 and beyond.