30 Days 30 Ways: Tools & Strategies for Retirement

The Last Advisor platform is a cloud-based retirement solution that relies upon a bucket strategy.

Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.

Unlike some other tax mistakes, running afoul of the once-per year rule can’t be fixed.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

An indirect connection to equities has helped FIAs weather this year’s market volatility.

A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.

Advisers should be prepared to discuss both the benefits and drawbacks with clients.

The claiming process has become more complex. Here's how these programs can cut through the clutter.

After the DoL’s fiduciary rule, this is just a cost of doing business for those offering retirement advice.

Plan sponsors are open to the addition, but most participants aren’t taking advantage of it.

Advisers must be well-versed in the intricate rules and options that are available.

It may be hard to unlock real estate values in pricey areas if clients aren’t willing to move.

Clients can avoid paying taxes as long as they keep working past the age of 70 1/2.

Many advisers have been suggesting saving too much, at the cost of living frugally before retiring.

With many Americans unable to save for post-work life, advisers must be prepared to help.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Focus on the numbers when talking about risk.

Although millennials like impact investing, those with grandkids may also be on board.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Some are better than others, with a few not yet updated for a law that eliminated double dipping.

Beyond risk questionnaires: How clients’ life stages should play a role in portfolio decisions.

Approaches may differ based on client base and advisory business model.

Buy them “for what they will do, not for what they might do.”

Once clients form concrete goals, some discover they need to shift their financial plan

A variety of clients may find it wiser to hold back.

They should ask about age and health and also sources of income, living expenses and assets.