Ben Henry-Moreland

Senior Financial Planning Nerd

Ben Henry-Moreland is a senior financial planning nerd at Kitces.com, where he researches and writes for the Nerd’s Eye View blog, using his experience as a financial planner and a solo advisory firm owner to help fulfill the site’s mission of making financial advisors better and more successful. In addition to his work at Kitces.com, Ben serves clients at his RIA firm, Freelance Financial Planning.

Tax

The HSA 'deathbed drawdown': Making tax-efficient distributions when there isn't much time

As tax-friendly as the rules are for HSA funds during an individual's lifetime, they can become much more punitive for funds left over after the original account owner dies.

By Ben Henry-Moreland

January 18
Tax

Pass-through entity taxes, explained

Mechanics, considerations and planning opportunities for navigating SALT cap workarounds.

By Ben Henry-Moreland

June 28
Regulation and compliance

Crafting an annual compliance calendar for a solo RIA

The key is finding a way to handle increasingly complex compliance while continuing to serve clients effectively.

By Ben Henry-Moreland

May 15
Retirement

Establishing solo 401(k) plans for self-employed workers

Advisors can help clients create significant amounts of tax-advantaged retirement wealth and deliver a tangible value-add in the process.

By Ben Henry-Moreland

December 18
Tax

Why tax-loss harvesting during down markets isn’t always a good idea

The long-term effects of harvesting losses can sometimes be worse for the client than doing nothing.

By Ben Henry-Moreland

July 26