Craig L. Israelsen, Ph.D., a Financial Planning contributing writer in Springville, Utah, is an executive in residence in the personal financial planning program at the Woodbury School of Business at Utah Valley University. He is also the developer of the 7Twelve portfolio.
Seeing the size and variation in average returns among a variety of asset classes offers perspective for those who are anxious.
Interestingly, the measure often used by analysts and planners just happens to be the one that doesn’t reflect how most clients actually invest or withdraw money.
Stock plunges can hurt more than some clients may know, due to their asymmetrical relationship with gains.
The tricky part is educating clients on how to recognize what constitutes underperformance and overperformance.
Funds' past performance is no guarantee of future performance — but if planners don't evaluate the past, how can they best communicate investment decisions to clients? Here's how to balance on that tightrope.
How sequence of returns affects retirement portfolio survival.
Someone with a long-term investing horizon is generally not helped by bailing out of a well-diversified, multi-asset portfolio. Here are some options for them, and some talking points for you.
There is actually a way to give clients a good answer to this question.
Here’s an analysis of six different funds that could be options for your retirement-income seeking clients.
This basketball analogy can help you explain how portfolio diversification works across multiple asset classes.